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What Is a Chapter 13 Confirmation Hearing?

A debtor filing for Chapter 13 bankruptcy protection needs to follow the proper procedure to get their debt repayment plan in place. This means filing a repayment plan and confirming that plan in what is known as a confirmation hearing. At this hearing, a debtor may be required to make changes to their plan according to the input of the bankruptcy trustee and their creditors.

If your debt has become uncontrollable, bankruptcy may be the right solution for you. To learn more about your options as a debtor facing bankruptcy, contact the Joliet Chapter 13 bankruptcy lawyers from the Law Offices of Stuart B. Handelman by calling 815-722-2201.

Confirmation Hearing Challenges

When a person files for Chapter 13 bankruptcy protection, they will be expected to file a repayment plan with the court, which can be reviewed by the court and that debtor’s creditors in the confirmation hearing. A confirmation hearing may result in some of the following challenges to a repayment plan:

  • Trustees may disallow plans that violate bankruptcy laws
  • Automotive creditors may want to readjust car values cited in the plan
  • Housing creditors may demand more payment for the house’s value

These points can be brought up and clearly argued in the confirmation hearing, which can eventually lead to an agreement on the payment plan that a debtor will follow.

Contact Us

If you are looking for a powerful debt solution, we may be able to help. For more information about how bankruptcy can help you to end creditor harassment and deal with debt of any size, contact the Joliet Chapter 13 bankruptcy attorneys from the Law Offices of Stuart B. Handelman at 815-722-2201 today.