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How many times can I file for bankruptcy?

There is no law or regulation limiting the number of times you can file for bankruptcy. The only restrictions in place affect how long you must wait between filings. These time restrictions vary depending on what chapter you have filed for in the past and wish to file for in the future. These time restrictions include:

  • Two years between consecutive Chapter 13 filings
  • Four years between Chapter 7 and Chapter 13 filings
  • Six years between Chapter 13 and Chapter 7 filings
  • Eight years between consecutive Chapter 7 filings

It can be confusing to determine the best way to handle your financial hardship and bankruptcy, but you are not alone. Contact the Joliet bankruptcy lawyers of the Law Offices of Stuart B. Handelman today by calling 815-722-2201 and let us handle your case.